Switch Mortgage

Switching your mortgage

If you currently have a mortgage you may be able to switch to a more competitive rate.  We will research current market rates to see if there are better products available than what your existing mortgage provider offers.

 

Why choose us ?

We will assess how much you can afford, then we will gather the required information from you and submit your application to mortgage lenders that meet your needs. We will also provide guidance on the various mortgage types and products available, such as fixed rate, variable rate, and split mortgages.

Housing Loan

Warning

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

Effect of missing repayments

Warning:

IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

Personal Lending

Warning:

You may have to pay charges if you pay off a fixed rate loan early

Residential Mortgage

Warning:

IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.

If your mortgage is ever on a variable rate

Warning:

THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

Warning:

THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

Warning:

THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

If your mortgage is ever on a fixed rate

Warning:

YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.